Sharon E. Keel
Sharon joined American Bank Systems in 2007 and is involved in teaching compliance related training sessions for clients as well as developing
materials for these and other training sessions. She also is a member of the compliance consulting team which performs compliance auditing and
consulting for Company clients. Sharon has obtained an Associates Degree and has been employed in the Banking industry for twenty-eight years.
During that time, she has served in various administrative, deposit and lending positions. The past seventeen years Sharon served in the capacity
of compliance officer within financial institutions in Colorado, New Mexico and Oklahoma. Sharon is an avid reader.
Marcella Smith
Marcella joined American Bank Systems' Support Services team in September of 2001. Her principal responsibilities include her role as Customer
Care and Manager and Support Services Team. Before joining the ABS team, Marcella worked in the banking industry for more than five years in loan processing and in the credit
department where she extensively used the BankManager® DAudit and GulfPakTM Loans programs. Marcella was a participant in and successfully
completed the 2004 Oklahoma Bankers Association Compliance School. Prior to that time, she had various roles in the legal industry for 17 years.
Marcella is a native Oklahoman and is married with two children. She enjoys reading and scuba diving.
David Walls
David joined American Bank Systems in 2000 as a member of the Customer Care team. He is now the Company's CompliancePro® System Specialist and
leads the Customer Care related to the CompliancePro system. David serves on the team which is responsible for the conceptual development of
CompliancePro and is an important team member responsible for quality assurance and installation of the browser-based system. He also assists the
sales staff in providing demonstrations of CompliancePro to potential clientele. A former student and devoted fan of the University of Oklahoma,
David earned a Bachelors degree in Marketing and Advertising from the University of Central Oklahoma. He has been a resident of Oklahoma since
1989 after relocating from central Michigan and enjoys spending time with his wife and two boys.
Judy Williams
Judy joined the American Bank Systems' team in August 2001 as part of our Customer Care team and is now the Assistant Customer Care Manager.
Before coming to ABS, Judy garnered experience in a wide variety of industries, including banking. She has lived in various locations throughout
the continental United States and abroad. She is well versed in loan and deposit documentation, as well as the use of BankManager and its tracking
function. In her spare time, she enjoys spending time with her three small children, reading and water sports.
Kay Toscano, CRCM
Kay joined American Bank Systems' compliance team in March 2008. Prior to joining ABS, Toscano provided compliance-based consulting and
training to financial institutions ranging in size from community banks to multi-billion-dollar super-regional institutions. In her experience
with community banks, Toscano has served as the senior compliance officer, senior risk officer and Bank Secrecy Act/anti-money laundering officer.
She has been responsible for the development and implementation of full-scope CompliancePrograms, as well as internal audit, security and
internal control programs. She was part of a Bank Secrecy Act consulting engagement with a $25-billion institution and has developed compliance
training systems as well as policies and procedures for "in-organization" and de novo financial institutions.
Toscano received the designation of Certified Regulatory Compliance Manager (CRCM) in 2001 through the Institute of Certified Bankers, and the
designation of Certified Community Bank Compliance Officer in 1997 through the independent Bankers Association of America. She studied
organizational studies at Eckerd College in St. Petersburg, Fla.
Shawn Gollob
Shawn joined ABS in September of 2006. He has 6 years of banking experience working in operations and credit administration. While in the
credit department, Shawn was the main user of BankManagerPro performing all of the imaging and exception tracking. Shawn has a Bachelor's Degree
in Political Science from the University of Central Oklahoma and he is married but has no children. His hobbies are World War II aircraft and
being an avid sports fan.