ABS is here to support you

Get expert, specialized bank consulting services from a team that can draw on five decades of financial industry experience. Our consultants are dedicated to keeping current and understanding all the compliance issues in the banking industry. American Bank Systems can help you meet regulatory burdens with confidence.

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High quality, specialized training is the key.

That is why offer a full schedule of industry-specific education and bank compliance training and webinars each month. We also create courses tailored to a client’s policies and procedures. These educational and financial compliance training efforts reduce employee down time and increase productivity.

If you are using our banking or compliance systems, you are familiar with our signature commitment to service. This philosophy is also reflected in our training seminars and webinars.

American Bank Systems is here to support you with all your training needs. Contact us today for dates, or schedule your training session today.

Bank Compliance Training Sessions

Loan Documentation Basics

This seminar is an overview of the loan process and common documentation needed for common consumer, commercial and agricultural loan scenarios. In addition, the course will review the criteria used in determining whether a loan is consumer or commercial, as well as the different types of borrower entities that may be encountered.

Course objectives include:

 Providing a working knowledge of the day-to-day loan process and life cycle from application to final payoff and release of collateral,
 Providing a working knowledge of documents commonly used for various loan types
 Creating an awareness of compliance issues common to lending and providing sample forms and helpful hints that give you “take home” knowledge to assist you in your daily work.

This class is designed for new or experienced loan officers, loan secretaries, loan processors and anyone who wants a better understanding of the loan process.

Deposit Account Opening Basics

This seminar covers the basic document requirements related to Demand Deposit Accounts, NOW Accounts, Savings Accounts, Money Market Accounts, Certificates of Deposit and Safe Deposit rental. Course objectives include: identifying the customer, covering the different types of account ownership; identifying the required documentation by entity type; and an awareness of bank compliance issues common to consumer deposit accounts, such as disclosures relating to the Truth in Savings Act, Electronic Funds Transfers Act, and Expedited Funds Availability Act. This class is designed for new or experienced deposit staff or anyone who wants a better understanding of the deposit account opening process.

Real Estate Loan Documentation Basics

This seminar is an overview of the real estate loan process and covers documentation and common financial compliance issues encountered in real estate lending. Course objectives include: providing a working knowledge of the day-to-day real estate loan process and life cycle from application to final payoff and release of collateral; providing a working knowledge of the documents commonly used in real estate lending, including when and how to use them; creating an awareness of compliance issues common to real estate lending; and providing helpful hints to avoid problems in the future. This class is designed for new or experienced loan officers, loan secretaries, credit administration personnel and anyone needing a “refresher course” in real estate lending.

Completing the Loan Estimate and Closing Disclosure

This webinar details the requirements for completing the Loan Estimate and Closing Disclosure. Course objectives include: understanding the requirements of the rules for completing the forms; understanding what goes in the lines and boxes and why it goes there; reviewing sample forms; and understanding the heartbreak of tolerance violations. This class is designed for those responsible for understanding or completing the Loan Estimate and Closing Disclosure and those who want to become familiar with the forms.

Fair Lending Compliance

This webinar is an overview of the regulatory compliance requirements of fair lending rules. Course objectives include: identifying areas of risk; developing mitigation controls; internal analysis tips and reporting requirements. This class is designed for compliance officers, loan officers, loan secretaries, credit administration personnel and anyone involved with the fair lending compliance.

Adverse Action Rules

This webinar is an overview of the regulatory compliance requirements of the rules governing adverse actions. Course objectives include: determining when an application is received and when a credit decision is made; understanding what an adverse action is; understanding the timing requirements for notices; determining which notice is required and to whom it should be given; and file review practices. This class is designed for compliance officers, loan officers, loan secretaries, credit administration personnel, or anyone responsible for the notice of adverse action function.

Dodd-Frank Risk-Based Pricing, Exception and Credit Score Notice Provisions

This webinar is an overview of the regulatory compliance requirements for providing risk-based pricing, exception, or credit score notices to customers. Course objectives include understanding the requirements of the Dodd-Frank Act and to whom the Act applies; understanding the differences between the various  notices; and understanding risk mitigation controls. This class is designed for compliance officers, loan officers, loan secretaries, credit administration personnel, or anyone involved in the notice process.

Flood Compliance Rules

This webinar is an overview of the regulatory requirements of the Flood compliance rules. Course objectives include: understanding the requirements of the rules; determining whether a property is a covered property; determining insurance coverage amount; and best practices to comply with the requirements. This class is designed for compliance officers, loan officers, loan secretaries, credit administration personnel, or anyone needing a better understanding of the requirements of the Flood rules.

HMDA

This webinar provides an overview of the requirements of HMDA. Course objectives include: understanding the requirements of HMDA; identifying covered applications and loans; determining from where to obtain the required data; and understanding how to complete the LAR. This class is designed for compliance officers, loan officers, or anyone needing a basic understanding of HMDA.

Bank Secrecy Act

This webinar is an overview of the Act and an introduction of any “new” areas of examiner focus. Course objectives include: understanding the basic requirements of the Act; the data collection and reporting requirements; and best practices to meet examiner expectations. This class is designed for those new to banking, those needing a basic understanding of the requirements of the Act or a “refresher” on BSA.

Regulation E Error Resolution

This webinar provides an overview of the requirements of the Regulations error resolution requirements. Course objectives include: identifying which transactions are covered by the error resolution rules; understanding what a Reg. E error is; understanding the notice timing requirements of the Regulation; determining the correct response to the error; and documenting the bank’s compliance with the rules. This class is designed for compliance officers, operations staff, or anyone needing a basic understanding of the Reg. E error resolution process.

Safe Deposit Box

This webinar provides an overview of the requirements of the rules governing safe deposit boxes. Course objectives include: understanding the requirements of the rules; identifying the applicant and deputies; understanding the bank’s duties and the box holder’s responsibilities; and understanding the safe deposit box agreement. This class is designed for compliance officers, operations staff, or anyone needing a basic understanding of the rules governing safe deposit box management.

Contact us today to find out more about our bank compliance training webinars and other training options.